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Spread the Cost of Your Purchase

Whether you're purchasing a mobility scooter, adjustable bed, riser recliner or other independent living aids, you can now spread the cost over 12, 24 or 36* months to make your purchase more affordable.

  • Choose a plan to suit you
  • Get a decision in minutes
  • Pay in affordable monthly installments
  • 16.9% APR Representative

CALL NOW FOR MORE INFORMATION

FREEPHONE 0800 316 0557

3 Simple Steps

Follow our three simple steps to find out if you are eligible for our easy monthly payment plan.*

Choose

Which products you would like to purchase.

Call Us

For expert product advice & get a decision in minutes!

Place an Order

Once approved, we can complete your order for direct delivery.

  • Easy Way to Pay

    Our payment plan* provides you with an easy and convenient way to purchase your new Independent Living and Mobility Aids at an affordable cost.

  • Combined Requirements

    We are able to bundle together your complete requirements for products and accessories.

  • Maximise your Spending Power

    You want to be certain that the products you purchase are the best you can get. Our payment plan* can provide an affordable solution for you to reach those items on your wish list.

  • Minimise your Costs

    Our payment plan* allows you to spread the cost of your chosen products and accessories over an affordable 12, 24 or 36 month period to suit you. 24 & 36 month options are only available if the order value is above £750.00

  • Instant Decision

    Call us now to speak to one of our expert advisors. We can provide you with friendly, expert advice to prepare a custom plan to suit your personal needs.
    Speak to an advisor today to check your eligibility in a matter of minutes!

  • Low Deposit

    Once you have been approved for our payment plan* we require a minimum deposit of only 10% of the order value, payable by debit or credit card.

  • Fast Delivery

    Once you have been approved, your order will be processed as normal for direct delivery to your home.

  • Fixed Repayments

    Your payments are fixed at a rate of 16.9% APR Representative for the duration of your payment plan and we can provide you with a fixed monthly repayment amount upon quotation, allowing you to budget more effectively.

Created to Suit You

There are many options available whether it be a 12, 24 or 36 month term or an order value from £399.00 to £5000.00* 24 & 36 month options are only available if the order value is above £750.00

Our trained advisors are able to provide you with expert advice to suit your personal requirements, however we have provided some examples below to show what you can expect to pay.

16.9% APR Representative

All estimates shown are based on a fixed 16.9% APR Representative

Minimum Order Value of £399.00

Your order must total to at least £399.00 to qualify for our payment plan*

Credit Limit of £5000.00

We can offer a credit limit of up to £5000.00 depending on your credit score*

 
£500

Order Value

12 Monthly Repayments of £48.22

£50 Min Deposit (£628.64 Total Payable)

24 & 36 month options are only available if the order value is above £750.00

 
 
£1000

Order Value

12 Monthly Repayments of £89.24

£100 Min Deposit (£1170.88 Total Payable)

24 Monthly Repayments of £48.36

£100 Min Deposit (£1260.64 Total Payable)

36 Monthly Repayments of £34.86

£100 Min Deposit (£1354.96 Total Payable)

 
 
£2000

Order Value

12 Monthly Repayments of £171.28

£200 Min Deposit (£2255.36 Total Payable)

24 Monthly Repayments of £92.81

£200 Min Deposit (£2427.44 Total Payable)

36 Monthly Repayments of £66.90

£200 Min Deposit (£2608.40 Total Payable)

 
  • How much can I borrow?

    The amount of credit available to you is dependent on your credit score, which is determined once your application is successfully completed and submitted. Please remember that the minimum order value to qualify for our payment plan* is £399.00 (including VAT).

  • Is a deposit required?

    Yes. You can choose how big or small your deposit is however we do require a minimum of 10% of the order value to be made as a deposit. Payment can be made for this over the telephone using a credit or debit card upon successful application.

  • How will I repay the amount?

    All repayments are made monthly and will be paid using a direct debit from your personal bank account. Representatively the first payment to Creation Consumer Finance Ltd will be due 30 days after the date of the approved finance agreement. Subsequent payments will be due every month for the length of the term on that day of the month.

  • What length of repayment is available?

    You can choose from our 12, 24 or 36 month term options depending on your preferred repayment period. Call us now on 0800 316 0557 to discuss your option with one of our expert advisors. 24 & 36 month options are only available if the order value is above £750.00

  • How do I apply for a Credit Agreement?

    Simply call us on freephone 0800 316 0557 to speak to one of our expert advisors who will be able to make an application with you over the phone.

  • How will my item be delivered?

    A premium delivery & installation service is included when purchasing an item with our finance option. This service includes an all-inclusive, installation and demonstration of your item with two of our trained engineers. For security this service is compulsory at a charge of £79.00, which can be built into the cost of your agreement if you wish. Once the agreement has been completed and received by us your delivery service will take place within 7-10 working days and we will contact you 48 hours prior to delivery with an expected day and time of arrival.

Terms & Conditions

Please view the table below for an overview of Terms & Fees that you should expect.

Interest Rates, Charges & Fees
Annual Percentage Rate (APR) for Purchases
Fixed Rate of 16.9% APR Representative
How to Avoid Paying Interest on your Purchases
Your monthly charge is due exactly one month after your successful application. We will not charge you any interest for the month in question on your purchases if you pay your entire balance by the due date of your monthly charge.
Interest Charge per Month
Your interest charge each month is at a fixed rate of 16.9%
Payment Calculator

Complete our easy to use payment calculator to see what you can expect to pay.

Monthly
Repayment

£0.0012 Month Term

16.9% APR

Representative Example

Cash price of goods worth £1000 with a minimum of a 10% deposit of £100, payable monthly amount £89.24 for a term of 12 months, fixed interest rate of 16.9% APR Representative. Delivery charge £79.00. Total amount payable £1170.88.

Please note that our payment calculator does not guarantee approval. The longer term taken out the higher the total amount payable becomes.

Need Expert Advice?

Our advisors can offer you friendly advice on how you can purchase using our financial offers. Find out if you are eligible for our easy monthly payment plan* in minutes!

CALL NOW 0800 316 0557

* Payment provided by third party provider Creation Consumer Finance Ltd at a rate of 16.9% APR Representative, minimum order value £399.00 Creation Consumer Finance, Chadwick House, Blenheim Court, Solihull, B91 2AA.
* Only 12 month term available on orders below £750.00.